Navigating dental insurance can feel overwhelming, especially when seeking specialized holistic care. At Integrative Holistic Dentistry in Chapel Hill, we aim to make it easy. We believe everyone deserves access to affordable, natural dental treatment without confusion. That’s why we’re here to help you understand your benefits and maximize your coverage. Whether you’re paying with insurance, HSA, or out-of-pocket, we’ve got you covered.

Our practice operates on a fee-for-service model, meaning full payment is due at the time of your appointment. However, we file claims to your dental insurance provider as a courtesy, so you can receive any reimbursement directly. We encourage you to bring accurate, up-to-date insurance details so our team can assist with the paperwork. This approach keeps your care uninterrupted while still utilizing your plan benefits. It's a simplified process that puts transparency first.

For those without insurance—or with limited coverage—we offer multiple financing options. Patients can use CareCredit, Wells Fargo, Affirm, or Cherry to access special monthly plans, including 0% interest options for qualifying applicants. We also accept all major credit cards and health savings accounts (HSA/FSA). These options make it easier to get biological and holistic dental services without financial stress. Flexible care should never mean sacrificing quality.

Scheduling regular cleanings and exams is not only essential for your health—it’s also the best way to maximize insurance value. Preventive care is often fully or partially covered by insurance providers, meaning you can avoid bigger, more costly procedures later. We work with you to create a treatment plan that fits your health goals and your budget. When you know what’s ahead, you can better plan financially and stay on top of your care.

We know that every patient’s situation is unique, and we’re committed to helping you find the best way to afford the treatment you need. Whether you're interested in cosmetic enhancements, biological cleanings, or restorative procedures, our Chapel Hill dental team is here to support you. Insurance or not, we’ll help you explore every available financing path. Our goal is to ensure your oral health journey is stress-free, affordable, and empowering. Let’s take the next step together.